Why Personal Finance?

Financial Status

• 36% of Americans said they would be unable to cover a $400 emergency.
• 78% of Americans feel like they live paycheck to paycheck.

• 42% of Americans aren’t saving for retirement.
• 25% Americans are in collections for at least one of their debts.

Mental Health Impact

• 43% of Americans worry about their finances daily.
• 34% of Americans lose sleep over their personal finances.
• 47% of Americans are always worried they’ll have an emergency they can’t afford.
• 56% of Americans feel behind on their retirement savings goals.

Community Perspective

• 76% of recent high school grads said they wished their schools placed more emphasis on personal finance
• 88% of adults surveyed in April 2022 said they wanted all schools to require either a semester or year-long personal finance course