Dear SFUSD employees:

Our partner vendor, Aflac, is pleased to announce new insurance plans available to San Francisco Unified School District employees.

Group Accident, Critical Illness, Hospital Indemnity and Short Term Disability insurance plans will now be available through Aflac. You may already have an individual policy (Accident, Hospital, Cancer and/or Short Term Disability) through Aflac and we want to tell you about the opportunity to change to the group plan to take advantage of enhanced coverage and competitive rates.

Here’s what you can expect and what your options are as a current Aflac individual policyholder:

1. Enroll in the new and enhanced group supplemental plans during the enrollment period, Nov. 1 to Nov. 30, 2022. You’ll pay for the new group coverage beginning with the first paycheck in January 2023 based on the new group rates.
   
   How to enroll:
   1. Online: Visit the SFUSD Aflac enrollment website at www.memberbenefitlogin.com/SFUSD. Use your social security number and date of birth to log in to the self-service enrollment, then review the current offering.
   2. Phone: Call the SFUSD Aflac New Plan Enrollment Call Center at 1-866-793-5242, Monday through Friday, 6 a.m. to 4 p.m. PST. Bilingual counselors are available in up to 21 different languages. The dedicated support team can answer your questions about enrollment and plan offering. 
2. Keep your policies and change to direct billing instead of payroll deduction. Individual plans are not eligible for payroll deductions.
   1. Online: Sign up for electronic payments at aflac.com/mypolicies. This eliminates the hassle of receiving paper bills, and you’ll save on postage, too.
   2. Phone: Contact an Aflac Customer Solutions Center representative at 1-866-622-3811, Monday through Friday, 5 a.m. to 5 p.m. PST. Members of a dedicated support team are ready to answer your questions about coverage and accept your premium payments, at no additional charge to you. 
3. Cancel your individual policies at any time by calling 1-866-622-3811, Monday through Friday, from 5 a.m. to 5 p.m. PST. Members of a dedicated support team are ready to answer your questions about coverage and accept your premium payments, at no additional charge to you. 
4. Consult an Aflac Local Benefit Counselor. Speak to an Aflac representative regarding your specific questions about your options and the new plans. You can email our SFUSD Aflac Account Manager, Kristina Kunz, at kkunz@aflac.com.

Consider Your Options Carefully

Most employees will pay less under the new group plans, have enhanced benefits, guaranteed issue, no pre-existing limitations or age limitations. During the enrollment period from Nov. 1 through Nov. 30, 2022 you will be able to enroll in the new group Accident, Critical Illness, Hospital Indemnity and Short Term Disability supplemental plans. If you want to change to group coverage this is the perfect opportunity to do so. You will be able to enroll in these new plans each annual open enrollment period.

Please note, your existing Aflac individual insurance plans are similar, but not identical to the new Aflac group insurance plans so we encourage you to review your coverage and the Aflac plan brochures during the Enrollment process. It may be in your best interest to keep your current guaranteed-renewable individual policy.

If you take no action during this enrollment period, your individual policy(ies) will end Dec. 31, 2022. If you do not apply for group coverage during the 2022 enrollment, you will not have the opportunity to apply for coverage again until the next enrollment period.

Lastly, Aflac will be sending portability instructions directly to the employees with no action taken during the enrollment period after Jan. 1, 2023 for a final opportunity to continue your Aflac individual policies on direct pay.

We look forward to assisting you as you consider these great new supplemental benefit options.

Sincerely,
Aflac & SFUSD HR